Overdraft up to $300
The banking app built for everyday people. Get your pay 2 days early with no surprise fees.
Why Choose GO2bank?
Banking that actually works for you, not against you
Say No to Monthly Fees
Keep more of your money with no hidden fees. Monthly fee waived whenever you receive direct deposit.
- • No surprise charges
- • Fee-free banking
- • Transparent pricing
Get Your Money Fast
Receive pay up to 2 days early and government benefits up to 4 days early with direct deposit.
- • Early direct deposit
- • Faster access to funds
- • Reliable timing
Keep Your Money Safe
Your money is FDIC insured and protected with advanced security features.
- • FDIC insured
- • Advanced security
- • Fraud protection
Ready to Bank Smarter?
Join millions who've switched to banking that works for them.
Features
Everything you need to manage money smarter
Overdraft Protection
Get up to $300 in overdraft protection after eligible direct deposits and opt-in.
Learn more →
High-Yield Savings
Earn 4.50% APY on savings up to $5,000 with quarterly interest payments.
Start saving →
Deposit Cash
Add cash at 90,000+ retail locations nationwide with your card or app.
Find locations →
Security
Your money and information stay protected 24/7
Card Lock/Unlock
Control your card instantly from the app. Lock it when you need to, unlock when you're ready.
Fraud Alerts
Get instant text alerts for suspicious activity so you can act fast to protect your account.
Chip-Enabled Security
Advanced chip technology adds an extra layer of protection for every transaction.
FDIC Insured
Your deposits are insured up to $250,000 by the FDIC through Green Dot Bank.
Ready to Take Control of Your Money?
Join millions who've switched to banking that actually works for them
4.8/5 stars from over 100,000 reviews